PEOPLE who are eligible to receive Social Security benefits will see a monthly check or direct deposited payments into one's account.
There may be instances when your Social Security payment isn't in your account at the expected time.
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The Social Security Administration (SSA) sends checks or direct deposts throughout the month to make sure benefits are handed out in a timely manner.
Payments are meant to be entered into people's accounts on Wednesdays, although there are exceptions.
When your money reaches your account depends on your birthday.
This means that beneficiaries born earlier in the month, regardless of the specific month, will receive their payments before those who were born at the end of the month.
Here's a look at payment arrivals based on birth dates:
- Born on the 1st through the 10th: Your payment should arrive the second Wednesday of each month
- Born on the 11th through the 20th: Your payment should arrive the third Wednesday of each month
- Born on the 21st through the 31st: Your payment should arrive the fourth Wednesday of each month
Why is my payment delayed?
Your initial Social Security payment can take up to 90 days to arrive after an application is submitted.
If you are a reoccurring recipient and more than a week has passed since your distribution date, it is considered a delay.
Your payment could be delayed for several reasons.
The most common is that the SSA office, in charge of issuing the payments, is experiencing a slow down in their process.
The only thing to do is patiently wait until your check arrives.
Another reason your check may be late could be linked to the fact that you recently changed your home address and forgot to notify the SSA office.
Plus, if you changed bank accounts recently you must notify the SSA because this could also delay your payment.
What should I do if I my benefits are late?
If you believe your Social Security check was stolen, you need to contact the SSA office immediately.
If your delay is due to a change in personal information, such as a banking account or address, call your local SSA office or 1-800-772-1213 (Monday through Friday, 7am - 7pm).
For any other delays, the SSA suggests you wait three business days for your check to arrive.
After that date, you should call the SSA.
We explain how the cost-of-living adjustment can affect your Social Security benefits.
Plus, tips to boost your Social Security checks at any age.
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